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Michael Kalinovski

Borrowing Capacity Calculator

Estimate how much you could borrow based on your financial situation

Income Details

$
$

Expenses & Commitments

$
$
$

Loan Details

%

You Could Borrow Up To

$474,632

Based on 30 year loan at 6.5% interest

Maximum Property Price

$574,632

With your $100,000 deposit (83% LVR)

Funding Breakdown

DepositLoan17%83%
$100,000
$474,632

Estimated Repayments

$692
Weekly
$1,385
Fortnightly
$3,000
Monthly

Income Summary

Combined Gross Income$120,000/yr
Est. Monthly Net Income$7,000
Est. Monthly Expenses$3,000
Monthly Surplus$4,000

This is an estimate only. Actual borrowing capacity depends on lender assessment. Speak to a mortgage broker for accurate figures.

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