Downsize to Kogarah Bay
Kogarah Bay NSW 2217 is an excellent suburb to downsize in Sydney's St George region in 2026. The median unit price is $880K, offering comfortable low-maintenance living close to shops, transport, and St George Hospital. Michael Kalinovski has helped hundreds of downsizers in Kogarah Bay over 25+ years. Call 0411 818 171 for personalised advice.
UpdatedDownsizer Super Contribution
If you're 55+ and selling your home, you can contribute up to:
This is in addition to your existing super contribution caps. Speak with your financial advisor for eligibility.
Why Downsize to Kogarah Bay?
Kogarah Bay scores 10/10 for downsizers based on walkability, amenities, and lifestyle options.
Release Equity
Unlock the value in your current home for retirement lifestyle or to help family.
Low Maintenance
No more weekends spent on yard work. Enjoy modern, easy-care living.
Active Lifestyle
Walk to cafes, shops, and amenities. Stay connected to your community.
Right-Size Living
A home that fits your current lifestyle, not the family home you no longer need.
Cafes & Dining
- Carss Park cafes
- Kogarah dining precinct
- Sans Souci restaurants
Medical & Services
- St George Hospital (5 min to St George Hospital)
- Local medical centres
- Pharmacies nearby
Lifestyle
- Kogarah Bay swimming spots
- Kogarah Bay Park
- Carss Bush Park
Downsizing Options in Kogarah Bay
Modern Apartments
Lock-up-and-leave convenience with building amenities and security.
Villas & Townhouses
Ground-level living with a small garden and your own entrance.
Buying Costs in Kogarah Bay
Estimated costs based on the Kogarah Bay median unit price of $0.88M in 2026.
| Cost Item | Estimated Amount |
|---|---|
| Transfer Duty (Stamp Duty) | $34.3K |
| Conveyancer / Solicitor | $1.5K – $2.5K |
| Building & Pest Inspection | $600 |
| Strata Report | $350 |
| Loan Application Fee | $600 |
| Lenders Mortgage Insurance (LMI) | Up to $17.6K |
What Kogarah Bay Clients Say
Real results from real clients in Kogarah Bay and surrounding suburbs
“Kogarah Bay is Sydney's best-kept secret. Michael helped us downsize into a villa with bay views—perfect for our retirement.”
William & Margaret L.
Prestige Villa • Kogarah Bay • 2025
“Professional, responsive, and genuinely cares about his clients. Would recommend Michael to anyone buying or selling.”
Maria C.
Investment Unit • St George • 2025
“After 25 years in our family home, Michael made the transition to a smaller property seamless and stress-free.”
David L.
Downsizer Villa • St George • 2024
Downsizing FAQs for Kogarah Bay
Common questions about buying property in Kogarah Bay
Why do medical professionals retire to Kogarah Bay?
What is the downsizer super contribution?
Should I sell before or after buying?
What property types suit downsizers?
Kogarah Bay Location
Michael's office is just minutes from Kogarah Bay
Key Landmarks in Kogarah Bay
Visit Michael's Office
Shop 1/343 Bay St, Brighton-Le-Sands NSW 2216
Explore Nearby Suburbs
Looking at other areas? Michael also services these neighbouring suburbs:
Ready to Start Your Next Chapter?
Michael Kalinovski has helped many downsizers transition to the perfect right-sized home in Kogarah Bay.