Downsize to Monterey
Monterey NSW 2217 is an excellent suburb to downsize in Sydney's St George region in 2026. The median unit price is $815K, offering comfortable low-maintenance living close to shops, transport, and St George Hospital. Michael Kalinovski has helped hundreds of downsizers in Monterey over 25+ years. Call 0411 818 171 for personalised advice.
UpdatedDownsizer Super Contribution
If you're 55+ and selling your home, you can contribute up to:
This is in addition to your existing super contribution caps. Speak with your financial advisor for eligibility.
Why Downsize to Monterey?
Monterey scores 9/10 for downsizers based on walkability, amenities, and lifestyle options.
Release Equity
Unlock the value in your current home for retirement lifestyle or to help family.
Low Maintenance
No more weekends spent on yard work. Enjoy modern, easy-care living.
Active Lifestyle
Walk to cafes, shops, and amenities. Stay connected to your community.
Right-Size Living
A home that fits your current lifestyle, not the family home you no longer need.
Cafes & Dining
- Brighton-Le-Sands cafe strip (walk)
- Scarborough Park picnic areas
Medical & Services
- St George Hospital (12 min to St George Hospital)
- Local medical centres
- Pharmacies nearby
Lifestyle
- Monterey Beach
- Scarborough Park
- Cook Park
Downsizing Options in Monterey
Modern Apartments
Lock-up-and-leave convenience with building amenities and security.
Villas & Townhouses
Ground-level living with a small garden and your own entrance.
Buying Costs in Monterey
Estimated costs based on the Monterey median unit price of $0.81M in 2026.
| Cost Item | Estimated Amount |
|---|---|
| Transfer Duty (Stamp Duty) | $31.4K |
| Conveyancer / Solicitor | $1.5K – $2.5K |
| Building & Pest Inspection | $600 |
| Strata Report | $350 |
| Loan Application Fee | $600 |
| Lenders Mortgage Insurance (LMI) | Up to $16.3K |
What Monterey Clients Say
Real results from real clients in Monterey and surrounding suburbs
“Selling our Monterey home after 30 years was emotional. Michael handled everything with professionalism and achieved $200K above our expectations.”
Robert & Jane P.
Waterfront Villa • Monterey • 2025
“Michael found us a unit with bay glimpses in Monterey. Perfect location near Scarborough Park for our kids.”
The Nguyen Family
Bay-view Unit • Monterey • 2024
“Professional, responsive, and genuinely cares about his clients. Would recommend Michael to anyone buying or selling.”
Maria C.
Investment Unit • St George • 2025
Downsizing FAQs for Monterey
Common questions about buying property in Monterey
Why do downsizers love Monterey?
What is the downsizer super contribution?
Should I sell before or after buying?
What property types suit downsizers?
Monterey Location
Michael's office is just minutes from Monterey
Key Landmarks in Monterey
Visit Michael's Office
Shop 1/343 Bay St, Brighton-Le-Sands NSW 2216
Explore Nearby Suburbs
Looking at other areas? Michael also services these neighbouring suburbs:
Ready to Start Your Next Chapter?
Michael Kalinovski has helped many downsizers transition to the perfect right-sized home in Monterey.